What will you do with your tax refund? According to USA today, most people will pay off debt. Yes, we all could use some of our tax refund money to pay off some built up debt. Next on the list, save or invest it. Other choices were buy products, take a vacation, make home improvements, give to charity and pay educational loans. For my wife Lori and I, we choose "take a vacation!" We want to go to Hawaii to enjoy the beautiful scenery and play a little golf!