According to WILX-TV 10, right now the state of Michigan has the highest premiums in the country, averaging $2400 a year.

A bill introduced today would change that, requiring to roll back rates for people who buy $250,000 worth of coverage, making sure savings are passed along to drivers.

Auto insurance companies would be subject to a fee schedule, just like health insurers.  Senior drivers, who have lifetime health coverage would be able to opt out of personal injury protection coverage.

Supporters, which include republicans and democrats, say it would cut premiums by 20 to 50 percent.  That would be a huge help for drivers struggling to pay for insurance.

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