You ate too much and spent too much over the holidays.  And now you're staring at a frustratingly large number on both your credit card statement and your bathroom scale.

There are ways that you can tackle both of them together.  For example:  Reward yourself with extra credit card payments instead of calories.

Another idea is to work out at the local community center, or your own living room.  You don't need an expensive gym membership to work out.

One of the tricks when losing weight is not to walk around in baggy clothes when you've lost your first 10, 15 or 20 pounds.  You've done the hard work to look and feel better.  You deserve clothes that show off your hard work.  Click here on momseveryday.com for more.