Consumer Reports recently asked Americans to rate how comfortable they were when having various money conversations with their family members.

Of those who've had these conversations, 29 percent were uncomfortable telling their parents it's time for someone to take over the managing of their finances.  And 40 percent were uncomfortable telling their teenagers or adult children it's time to leave the house.

According to WILX-TV 10, the toughest conversation was that 49 percent were uncomfortable telling their spouse they aren't bringing in enough income.

Consumer reports recommends holding a family conversation about money in a neutral place, or even taking a walk in an outdoor setting, like a park.  Click on the above link for more information.